Income Limits by County

FY2027 Small Area FMR · Houston, OH

ZIP 45333 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45333 (Houston, OH) is $1,060 a month, up 1.0% from FY2026. That is 1% below the Shelby County, OH area-wide FMR of $1,076.

2-bedroom SAFMR$1,060per month ▲ 1.0%
Area-wide 2 BR FMR$1,076Shelby County, OH
Rank in the area11thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 45333 sits in the Shelby County, OH area

$1,000$1,270median $1,060

Of the 22 ZIP codes HUD lists for the area, 45333 has the 11th highest two-bedroom Small Area FMR. Shelby County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,076 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$790$711 – $869$804$740
1 bedroom$830$747 – $913$823$810
2 bedrooms$1,060$954 – $1,166$1,076$1,050
3 bedrooms$1,410$1,269 – $1,551$1,446$1,390
4 bedrooms$1,480$1,332 – $1,628$1,485$1,480

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $96,000 and the 80% low-income limit for four people is $76,800. ZIP code 45333 lies mainly in Shelby County. See the Shelby County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45363Russia3.7 mi$1,060
45845Fort Loramie6.3 mi$1,000
45356Piqua8.1 mi$1,160
45318Covington8.4 mi$1,000
45388Yorkshire9.0 mi$1,060
45365Sidney9.4 mi$1,060

Questions

What is the Fair Market Rent for ZIP code 45333?

HUD's FY2027 Small Area Fair Market Rents for 45333 are $790 (studio), $830 (1 BR), $1,060 (2 BR), $1,410 (3 BR) and $1,480 (4 BR) a month.

What is the Section 8 payment standard in 45333?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45333 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45333?

The FY2026 income limits of the Shelby County, OH area apply: median family income $96,000, low-income (80%) limit $76,800 for a family of four.