FY2027 Small Area FMR · Ludlow Falls, OH

ZIP 45339 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45339 (Ludlow Falls, OH) is $1,100 a month, down 9.8% from FY2026. That is 12% below the Dayton-Kettering-Beavercreek, OH area-wide FMR of $1,248.

2-bedroom SAFMR$1,100per month ▼ 9.8%

Area-wide 2 BR FMR$1,248Dayton-Kettering-Beavercreek

Rank in the area66thof 88 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990

2 BR Small Area FMR$1,100

110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▼ 9.0%

1 BR$880▼ 9.3%

2 BR$1,100▼ 9.8%

3 BR$1,430▼ 9.5%

4 BR$1,570▼ 9.8%

FY2027 FY2026

Where 45339 sits in the Dayton-Kettering-Beavercreek, OH area

Of the 88 ZIP codes HUD lists for the area, 45339 has the 66th highest two-bedroom Small Area FMR. Dayton-Kettering-Beavercreek, OH is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $990 and $1,210 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$909	$890
1 bedroom	$880	$792 – $968	$1,008	$970
2 bedrooms	$1,100	$990 – $1,210	$1,248	$1,220
3 bedrooms	$1,430	$1,287 – $1,573	$1,623	$1,580
4 bedrooms	$1,570	$1,413 – $1,727	$1,774	$1,740

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $103,000 and the 80% low-income limit for four people is $82,400. ZIP code 45339 lies mainly in Miami County. See the Dayton-Kettering-Beavercreek, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
45359	Pleasant Hill	2.4 mi	$1,000
45383	West Milton	3.9 mi	$1,110
45337	Laura	4.8 mi	$1,410
45361	Potsdam	5.1 mi	$1,740
45354	Phillipsburg	7.7 mi	$1,320
45322	Englewood	7.8 mi	$1,290

Questions

What is the Fair Market Rent for ZIP code 45339?

HUD's FY2027 Small Area Fair Market Rents for 45339 are $810 (studio), $880 (1 BR), $1,100 (2 BR), $1,430 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 45339?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45339 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45339?

The FY2026 income limits of the Dayton-Kettering-Beavercreek, OH area apply: median family income $103,000, low-income (80%) limit $82,400 for a family of four.