FY2027 Small Area FMR · Osgood, OH

ZIP 45351 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45351 (Osgood, OH) is $1,100 a month, up 10.0% from FY2026. That is 10% above the Darke County, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,100per month ▲ 10.0%

Area-wide 2 BR FMR$1,003Darke County, OH

Rank in the area10thof 29 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990

2 BR Small Area FMR$1,100

110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▲ 11.0%

1 BR$910▲ 9.6%

2 BR$1,100▲ 10.0%

3 BR$1,480▲ 11.3%

4 BR$1,480▲ 11.3%

FY2027 FY2026

Where 45351 sits in the Darke County, OH area

Of the 29 ZIP codes HUD lists for the area, 45351 has the 10th highest two-bedroom Small Area FMR. Darke County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$827	$820
1 bedroom	$910	$819 – $1,001	$832	$830
2 bedrooms	$1,100	$990 – $1,210	$1,003	$1,000
3 bedrooms	$1,480	$1,332 – $1,628	$1,350	$1,330
4 bedrooms	$1,480	$1,332 – $1,628	$1,352	$1,330

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $87,800 and the 80% low-income limit for four people is $70,250. ZIP code 45351 lies mainly in Darke County. See the Darke County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
45388	Yorkshire	1.8 mi	$1,060
45350	North Star	4.3 mi	$1,130
45860	Maria Stein	4.4 mi	$1,000
45845	Fort Loramie	6.0 mi	$1,000
45380	Versailles	6.7 mi	$1,000
45826	Chickasaw	6.7 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 45351?

HUD's FY2027 Small Area Fair Market Rents for 45351 are $910 (studio), $910 (1 BR), $1,100 (2 BR), $1,480 (3 BR) and $1,480 (4 BR) a month.

What is the Section 8 payment standard in 45351?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45351 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45351?

The FY2026 income limits of the Darke County, OH area apply: median family income $87,800, low-income (80%) limit $70,250 for a family of four.