Income Limits by County

FY2027 Small Area FMR · Christiansburg, OH

ZIP 45389 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45389 (Christiansburg, OH) is $1,110 a month, up 4.7% from FY2026. That is 6% above the Champaign County, OH area-wide FMR of $1,047.

2-bedroom SAFMR$1,110per month ▲ 4.7%
Area-wide 2 BR FMR$1,047Champaign County, OH
Rank in the area9thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$999
2 BR Small Area FMR$1,110
110% of SAFMR$1,221

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 45389 sits in the Champaign County, OH area

$1,000$1,670median $1,100

Of the 18 ZIP codes HUD lists for the area, 45389 has the 9th highest two-bedroom Small Area FMR. Champaign County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,047 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,110 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$732$750
1 bedroom$880$792 – $968$830$830
2 bedrooms$1,110$999 – $1,221$1,047$1,060
3 bedrooms$1,440$1,296 – $1,584$1,361$1,350
4 bedrooms$1,560$1,404 – $1,716$1,473$1,490

A household renting a two-bedroom home at the Small Area FMR of $1,110 needs about $44,400 a year to keep housing costs at 30% of income. The area median family income is $94,700 and the 80% low-income limit for four people is $75,750. ZIP code 45389 lies mainly in Champaign County. See the Champaign County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45312Casstown3.5 mi$1,360
43072Saint Paris5.6 mi$1,000
45349North Hampton6.5 mi$1,740
45326Fletcher6.7 mi$1,210
45344New Carlisle7.2 mi$1,090
45373Troy9.0 mi$1,170

Questions

What is the Fair Market Rent for ZIP code 45389?

HUD's FY2027 Small Area Fair Market Rents for 45389 are $780 (studio), $880 (1 BR), $1,110 (2 BR), $1,440 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 45389?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45389 that range is $999 to $1,221 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45389?

The FY2026 income limits of the Champaign County, OH area apply: median family income $94,700, low-income (80%) limit $75,750 for a family of four.