Income Limits by County

FY2027 Small Area FMR · Dayton, OH

ZIP 45429 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45429 (Dayton, OH) is $1,280 a month, down 0.8% from FY2026. That is 3% above the Dayton-Kettering-Beavercreek, OH area-wide FMR of $1,248.

2-bedroom SAFMR$1,280per month ▼ 0.8%
Area-wide 2 BR FMR$1,248Dayton-Kettering-Beavercreek
Rank in the area30thof 88 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152
2 BR Small Area FMR$1,280
110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 45429 sits in the Dayton-Kettering-Beavercreek, OH area

$1,000$2,000median $1,230

Of the 88 ZIP codes HUD lists for the area, 45429 has the 30th highest two-bedroom Small Area FMR. Dayton-Kettering-Beavercreek, OH is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,152 and $1,408 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$930$837 – $1,023$909$940
1 bedroom$1,030$927 – $1,133$1,008$1,020
2 bedrooms$1,280$1,152 – $1,408$1,248$1,290
3 bedrooms$1,670$1,503 – $1,837$1,623$1,670
4 bedrooms$1,820$1,638 – $2,002$1,774$1,840

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $103,000 and the 80% low-income limit for four people is $82,400. ZIP code 45429 lies mainly in Montgomery County. See the Dayton-Kettering-Beavercreek, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45419Dayton2.1 mi$1,200
45459Dayton2.5 mi$1,460
45420Dayton2.9 mi$1,250
45409Dayton3.1 mi$1,330
45440Dayton3.3 mi$1,370
45439Dayton3.4 mi$1,250

Questions

What is the Fair Market Rent for ZIP code 45429?

HUD's FY2027 Small Area Fair Market Rents for 45429 are $930 (studio), $1,030 (1 BR), $1,280 (2 BR), $1,670 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 45429?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45429 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45429?

The FY2026 income limits of the Dayton-Kettering-Beavercreek, OH area apply: median family income $103,000, low-income (80%) limit $82,400 for a family of four.