FY2027 Small Area FMR · Crown City, OH

ZIP 45623 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45623 (Crown City, OH) is $1,040 a month, down 5.5% from FY2026. That is 3% above the Huntington-Ashland, WV-KY-OH area-wide FMR of $1,006.

2-bedroom SAFMR$1,040per month ▼ 5.5%

Area-wide 2 BR FMR$1,006Huntington-Ashland, WV-KY-OH

Rank in the area14thof 95 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▼ 5.9%

1 BR$920▼ 6.1%

2 BR$1,040▼ 5.5%

3 BR$1,360▼ 2.9%

4 BR$1,690▼ 5.6%

FY2027 FY2026

Where 45623 sits in the Huntington-Ashland, WV-KY-OH area

Of the 95 ZIP codes HUD lists for the area, 45623 has the 14th highest two-bedroom Small Area FMR. Huntington-Ashland, WV-KY-OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

ZIP code 45623 crosses more than one HUD area. HUD also lists it under Gallia County, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$858	$850
1 bedroom	$920	$828 – $1,012	$864	$980
2 bedrooms	$1,040	$936 – $1,144	$1,006	$1,100
3 bedrooms	$1,360	$1,224 – $1,496	$1,287	$1,400
4 bedrooms	$1,690	$1,521 – $1,859	$1,393	$1,790

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $83,300 and the 80% low-income limit for four people is $66,650. ZIP code 45623 lies mainly in Gallia County and Lawrence County. See the Huntington-Ashland, WV-KY-OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
45678	Scottown	6.3 mi	$1,020
25520	Glenwood	7.3 mi	$1,130
25537	Lesage	7.5 mi	$1,060
25503	Ashton	8.3 mi	$940
25502	Apple Grove	8.3 mi	$940
45696	Willow Wood	10.2 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 45623?

HUD's FY2027 Small Area Fair Market Rents for 45623 are $800 (studio), $920 (1 BR), $1,040 (2 BR), $1,360 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 45623?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45623 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45623?

The FY2026 income limits of the Huntington-Ashland, WV-KY-OH area apply: median family income $83,300, low-income (80%) limit $66,650 for a family of four.