Income Limits by County

FY2027 Small Area FMR · Londonderry, OH

ZIP 45647 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45647 (Londonderry, OH) is $1,100 a month, up 13.4% from FY2026. That is 1% above the Ross County, OH area-wide FMR of $1,093.

2-bedroom SAFMR$1,100per month ▲ 13.4%
Area-wide 2 BR FMR$1,093Ross County, OH
Rank in the area7thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990
2 BR Small Area FMR$1,100
110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 45647 sits in the Ross County, OH area

$1,000$1,370median $1,080

Of the 16 ZIP codes HUD lists for the area, 45647 has the 7th highest two-bedroom Small Area FMR. Ross County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,093 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

ZIP code 45647 crosses more than one HUD area. HUD also lists it under Vinton County, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$870$783 – $957$868$730
1 bedroom$910$819 – $1,001$920$800
2 bedrooms$1,100$990 – $1,210$1,093$970
3 bedrooms$1,410$1,269 – $1,551$1,399$1,190
4 bedrooms$1,470$1,323 – $1,617$1,436$1,340

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $88,600 and the 80% low-income limit for four people is $70,900. ZIP code 45647 lies mainly in Vinton County and Ross County. See the Ross County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45672Ray7.3 mi$1,050
45673Richmond Dale7.5 mi$1,130
43152South Bloomingville9.3 mi$1,020
43101Adelphi11.8 mi$1,070
45601Chillicothe12.0 mi$1,130
43135Laurelville12.2 mi$1,000

Questions

What is the Fair Market Rent for ZIP code 45647?

HUD's FY2027 Small Area Fair Market Rents for 45647 are $870 (studio), $910 (1 BR), $1,100 (2 BR), $1,410 (3 BR) and $1,470 (4 BR) a month.

What is the Section 8 payment standard in 45647?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45647 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45647?

The FY2026 income limits of the Ross County, OH area apply: median family income $88,600, low-income (80%) limit $70,900 for a family of four.