Income Limits by County

FY2027 Small Area FMR · Lucasville, OH

ZIP 45648 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45648 (Lucasville, OH) is $1,060 a month, up 5.0% from FY2026. That is 2% below the Pike County, OH area-wide FMR of $1,079.

2-bedroom SAFMR$1,060per month ▲ 5.0%
Area-wide 2 BR FMR$1,079Pike County, OH
Rank in the area4thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 45648 sits in the Pike County, OH area

$1,000$1,150median $1,030

Of the 13 ZIP codes HUD lists for the area, 45648 has the 4th highest two-bedroom Small Area FMR. Pike County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,079 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

ZIP code 45648 crosses more than one HUD area. HUD also lists it under Scioto County, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$815$700
1 bedroom$850$765 – $935$825$830
2 bedrooms$1,060$954 – $1,166$1,079$1,010
3 bedrooms$1,390$1,251 – $1,529$1,300$1,360
4 bedrooms$1,540$1,386 – $1,694$1,418$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $71,600 and the 80% low-income limit for four people is $70,150. ZIP code 45648 lies mainly in Scioto County and Pike County. See the Pike County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45699Lucasville2.7 mi$1,060
45652Mc Dermott8.0 mi$1,020
45642Jasper9.3 mi$1,080
45653Minford10.2 mi$1,020
45661Piketon10.3 mi$1,010
45662Portsmouth10.5 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 45648?

HUD's FY2027 Small Area Fair Market Rents for 45648 are $750 (studio), $850 (1 BR), $1,060 (2 BR), $1,390 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 45648?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45648 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45648?

The FY2026 income limits of the Pike County, OH area apply: median family income $71,600, low-income (80%) limit $70,150 for a family of four.