FY2027 Small Area FMR · Shade, OH
ZIP 45776 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45776 (Shade, OH) is $1,090 a month, up 1.9% from FY2026. That is 3% below the Athens County, OH area-wide FMR of $1,129.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 45776 sits in the Athens County, OH area
Of the 20 ZIP codes HUD lists for the area, 45776 has the 7th highest two-bedroom Small Area FMR. Athens County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,129 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.
ZIP code 45776 crosses more than one HUD area. HUD also lists it under Meigs County, OH (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $880 | $792 – $968 | $965 | $850 |
| 1 bedroom | $900 | $810 – $990 | $992 | $870 |
| 2 bedrooms | $1,090 | $981 – $1,199 | $1,129 | $1,070 |
| 3 bedrooms | $1,340 | $1,206 – $1,474 | $1,415 | $1,310 |
| 4 bedrooms | $1,530 | $1,377 – $1,683 | $1,484 | $1,580 |
A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $88,900 and the 80% low-income limit for four people is $71,100. ZIP code 45776 lies mainly in Meigs County and Athens County. See the Athens County, OH county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 45776?
HUD's FY2027 Small Area Fair Market Rents for 45776 are $880 (studio), $900 (1 BR), $1,090 (2 BR), $1,340 (3 BR) and $1,530 (4 BR) a month.
What is the Section 8 payment standard in 45776?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45776 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 45776?
The FY2026 income limits of the Athens County, OH area apply: median family income $88,900, low-income (80%) limit $71,100 for a family of four.