Income Limits by County

FY2027 Small Area FMR · Grover Hill, OH

ZIP 45849 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45849 (Grover Hill, OH) is $1,020 a month, up 1.0% from FY2026. That is 2% above the Paulding County, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,020per month ▲ 1.0%
Area-wide 2 BR FMR$1,003Paulding County, OH
Rank in the area6thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918
2 BR Small Area FMR$1,020
110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 45849 sits in the Paulding County, OH area

$1,000$1,500median $1,005

Of the 16 ZIP codes HUD lists for the area, 45849 has the 6th highest two-bedroom Small Area FMR. Paulding County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

ZIP code 45849 crosses more than one HUD area. HUD also lists it under Putnam County, OH (same figures) and Van Wert County, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$758$760
1 bedroom$790$711 – $869$767$800
2 bedrooms$1,020$918 – $1,122$1,003$1,010
3 bedrooms$1,300$1,170 – $1,430$1,319$1,310
4 bedrooms$1,540$1,386 – $1,694$1,676$1,470

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $90,900 and the 80% low-income limit for four people is $72,700. ZIP code 45849 lies mainly in Paulding County, Van Wert County and Putnam County. See the Paulding County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45861Melrose4.9 mi$1,000
45863Middle Point7.3 mi$1,000
45873Oakwood7.8 mi$1,020
45827Cloverdale7.8 mi$1,050
45851Haviland8.1 mi$1,040
45876Ottoville8.2 mi$1,150

Questions

What is the Fair Market Rent for ZIP code 45849?

HUD's FY2027 Small Area Fair Market Rents for 45849 are $780 (studio), $790 (1 BR), $1,020 (2 BR), $1,300 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 45849?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45849 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45849?

The FY2026 income limits of the Paulding County, OH area apply: median family income $90,900, low-income (80%) limit $72,700 for a family of four.