FY2027 Small Area FMR · Van Wert, OH

ZIP 45891 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45891 (Van Wert, OH) is $1,000 a month, up 3.1% from FY2026. That is 0% equal to the Van Wert County, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,000per month ▲ 3.1%

Area-wide 2 BR FMR$1,003Van Wert County, OH

Rank in the area10thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 6.9%

1 BR$790▲ 3.9%

2 BR$1,000▲ 3.1%

3 BR$1,260▲ 3.3%

4 BR$1,360▲ 3.0%

FY2027 FY2026

Where 45891 sits in the Van Wert County, OH area

Of the 14 ZIP codes HUD lists for the area, 45891 has the 10th highest two-bedroom Small Area FMR. Van Wert County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$770	$720
1 bedroom	$790	$711 – $869	$795	$760
2 bedrooms	$1,000	$900 – $1,100	$1,003	$970
3 bedrooms	$1,260	$1,134 – $1,386	$1,261	$1,220
4 bedrooms	$1,360	$1,224 – $1,496	$1,358	$1,320

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $89,200 and the 80% low-income limit for four people is $71,350. ZIP code 45891 lies mainly in Van Wert County. See the Van Wert County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
45863	Middle Point	7.1 mi	$1,000
45874	Ohio City	7.9 mi	$1,200
45886	Scott	8.8 mi	$1,000
45832	Convoy	8.9 mi	$1,010
45894	Venedocia	9.9 mi	$1,140
45838	Elgin	10.4 mi	$1,140

Questions

What is the Fair Market Rent for ZIP code 45891?

HUD's FY2027 Small Area Fair Market Rents for 45891 are $770 (studio), $790 (1 BR), $1,000 (2 BR), $1,260 (3 BR) and $1,360 (4 BR) a month.

What is the Section 8 payment standard in 45891?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45891 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45891?

The FY2026 income limits of the Van Wert County, OH area apply: median family income $89,200, low-income (80%) limit $71,350 for a family of four.