FY2027 Small Area FMR · Anderson, IN

ZIP 46013 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 46013 (Anderson, IN) is $1,290 a month, up 11.2% from FY2026. That is 3% below the Anderson, IN area-wide FMR of $1,331.

2-bedroom SAFMR$1,290per month ▲ 11.2%

Area-wide 2 BR FMR$1,331Anderson, IN

Rank in the area14thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161

2 BR Small Area FMR$1,290

110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$980▲ 14.0%

1 BR$990▲ 12.5%

2 BR$1,290▲ 11.2%

3 BR$1,690▲ 10.5%

4 BR$1,700▲ 10.4%

FY2027 FY2026

Where 46013 sits in the Anderson, IN area

Of the 21 ZIP codes HUD lists for the area, 46013 has the 14th highest two-bedroom Small Area FMR. Anderson, IN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,331 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$980	$882 – $1,078	$1,011	$860
1 bedroom	$990	$891 – $1,089	$1,017	$880
2 bedrooms	$1,290	$1,161 – $1,419	$1,331	$1,160
3 bedrooms	$1,690	$1,521 – $1,859	$1,743	$1,530
4 bedrooms	$1,700	$1,530 – $1,870	$1,749	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $83,400 and the 80% low-income limit for four people is $67,850. ZIP code 46013 lies mainly in Madison County. See the Anderson, IN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
46016	Anderson	3.4 mi	$1,380
46017	Anderson	4.2 mi	$1,370
46064	Pendleton	5.5 mi	$1,570
46056	Markleville	6.2 mi	$1,470
46011	Anderson	7.0 mi	$1,520
46012	Anderson	8.1 mi	$1,410

Questions

What is the Fair Market Rent for ZIP code 46013?

HUD's FY2027 Small Area Fair Market Rents for 46013 are $980 (studio), $990 (1 BR), $1,290 (2 BR), $1,690 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 46013?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 46013 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 46013?

The FY2026 income limits of the Anderson, IN area apply: median family income $83,400, low-income (80%) limit $67,850 for a family of four.