FY2027 Small Area FMR · Arlington, IN

ZIP 46104 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 46104 (Arlington, IN) is $1,130 a month, up 4.6% from FY2026. That is 11% above the Rush County, IN area-wide FMR of $1,014.

2-bedroom SAFMR$1,130per month ▲ 4.6%

Area-wide 2 BR FMR$1,014Rush County, IN

Rank in the area8thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017

2 BR Small Area FMR$1,130

110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▲ 8.9%

1 BR$920▲ 3.4%

2 BR$1,130▲ 4.6%

3 BR$1,400▲ 4.5%

4 BR$1,600▲ 3.9%

FY2027 FY2026

Where 46104 sits in the Rush County, IN area

Of the 17 ZIP codes HUD lists for the area, 46104 has the 8th highest two-bedroom Small Area FMR. Rush County, IN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$759	$790
1 bedroom	$920	$828 – $1,012	$786	$890
2 bedrooms	$1,130	$1,017 – $1,243	$1,014	$1,080
3 bedrooms	$1,400	$1,260 – $1,540	$1,208	$1,340
4 bedrooms	$1,600	$1,440 – $1,760	$1,333	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $88,200 and the 80% low-income limit for four people is $70,550. ZIP code 46104 lies mainly in Rush County. See the Rush County, IN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
46144	Gwynneville	2.4 mi	$1,340
46161	Morristown	5.1 mi	$1,340
46146	Homer	5.3 mi	$1,040
46115	Carthage	5.9 mi	$1,010
46150	Manilla	7.8 mi	$1,280
46173	Rushville	9.9 mi	$1,040

Questions

What is the Fair Market Rent for ZIP code 46104?

HUD's FY2027 Small Area Fair Market Rents for 46104 are $860 (studio), $920 (1 BR), $1,130 (2 BR), $1,400 (3 BR) and $1,600 (4 BR) a month.

What is the Section 8 payment standard in 46104?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 46104 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 46104?

The FY2026 income limits of the Rush County, IN area apply: median family income $88,200, low-income (80%) limit $70,550 for a family of four.