FY2027 Small Area FMR · Knox, IN

ZIP 46534 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 46534 (Knox, IN) is $1,010 a month, up 5.2% from FY2026. That is 0% equal to the Starke County, IN area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 5.2%

Area-wide 2 BR FMR$1,014Starke County, IN

Rank in the area8thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 10.1%

1 BR$780▲ 6.8%

2 BR$1,010▲ 5.2%

3 BR$1,240▲ 7.8%

4 BR$1,590▲ 4.6%

FY2027 FY2026

Where 46534 sits in the Starke County, IN area

Of the 11 ZIP codes HUD lists for the area, 46534 has the 8th highest two-bedroom Small Area FMR. Starke County, IN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$759	$690
1 bedroom	$780	$702 – $858	$775	$730
2 bedrooms	$1,010	$909 – $1,111	$1,014	$960
3 bedrooms	$1,240	$1,116 – $1,364	$1,244	$1,150
4 bedrooms	$1,590	$1,431 – $1,749	$1,579	$1,520

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $78,700 and the 80% low-income limit for four people is $67,850. ZIP code 46534 lies mainly in Starke County. See the Starke County, IN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
46531	Grovertown	7.1 mi	$1,250
46968	Ora	8.5 mi	$1,010
46532	Hamlet	8.7 mi	$1,190
46366	North Judson	9.2 mi	$1,080
46960	Monterey	9.6 mi	$1,010
46340	Hanna	10.4 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 46534?

HUD's FY2027 Small Area Fair Market Rents for 46534 are $760 (studio), $780 (1 BR), $1,010 (2 BR), $1,240 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 46534?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 46534 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 46534?

The FY2026 income limits of the Starke County, IN area apply: median family income $78,700, low-income (80%) limit $67,850 for a family of four.