FY2027 Small Area FMR · Warren, IN
ZIP 46792 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 46792 (Warren, IN) is $1,140 a month, up 3.6% from FY2026. That is 3% above the Wells County, IN area-wide FMR of $1,102.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 46792 sits in the Wells County, IN area
Of the 21 ZIP codes HUD lists for the area, 46792 has the 6th highest two-bedroom Small Area FMR. Wells County, IN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,102 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.
ZIP code 46792 crosses more than one HUD area. HUD also lists it under Huntington County, IN (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $860 | $774 – $946 | $837 | $790 |
| 1 bedroom | $880 | $792 – $968 | $842 | $840 |
| 2 bedrooms | $1,140 | $1,026 – $1,254 | $1,102 | $1,100 |
| 3 bedrooms | $1,470 | $1,323 – $1,617 | $1,342 | $1,410 |
| 4 bedrooms | $1,810 | $1,629 – $1,991 | $1,535 | $1,680 |
A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $93,000 and the 80% low-income limit for four people is $74,400. ZIP code 46792 lies mainly in Huntington County and Wells County. See the Wells County, IN county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 46792?
HUD's FY2027 Small Area Fair Market Rents for 46792 are $860 (studio), $880 (1 BR), $1,140 (2 BR), $1,470 (3 BR) and $1,810 (4 BR) a month.
What is the Section 8 payment standard in 46792?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 46792 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 46792?
The FY2026 income limits of the Wells County, IN area apply: median family income $93,000, low-income (80%) limit $74,400 for a family of four.