FY2027 Small Area FMR · Fort Wayne, IN

ZIP 46802 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 46802 (Fort Wayne, IN) is $1,160 a month, up 14.9% from FY2026. That is 7% below the Fort Wayne, IN area-wide FMR of $1,248.

2-bedroom SAFMR$1,160per month ▲ 14.9%

Area-wide 2 BR FMR$1,248Fort Wayne, IN

Rank in the area47thof 63 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044

2 BR Small Area FMR$1,160

110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$950▲ 17.3%

1 BR$950▲ 14.5%

2 BR$1,160▲ 14.9%

3 BR$1,430▲ 14.4%

4 BR$1,560▲ 13.9%

FY2027 FY2026

Where 46802 sits in the Fort Wayne, IN area

Of the 63 ZIP codes HUD lists for the area, 46802 has the 47th highest two-bedroom Small Area FMR. Fort Wayne, IN is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,044 and $1,276 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$950	$855 – $1,045	$1,025	$810
1 bedroom	$950	$855 – $1,045	$1,026	$830
2 bedrooms	$1,160	$1,044 – $1,276	$1,248	$1,010
3 bedrooms	$1,430	$1,287 – $1,573	$1,534	$1,250
4 bedrooms	$1,560	$1,404 – $1,716	$1,679	$1,370

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $95,100 and the 80% low-income limit for four people is $76,100. ZIP code 46802 lies mainly in Allen County. See the Fort Wayne, IN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
46807	Fort Wayne	1.9 mi	$1,230
46808	Fort Wayne	2.1 mi	$1,170
46805	Fort Wayne	3.3 mi	$1,120
46803	Fort Wayne	4.0 mi	$1,150
46804	Fort Wayne	4.1 mi	$1,410
46806	Fort Wayne	4.3 mi	$1,100

Questions

What is the Fair Market Rent for ZIP code 46802?

HUD's FY2027 Small Area Fair Market Rents for 46802 are $950 (studio), $950 (1 BR), $1,160 (2 BR), $1,430 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 46802?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 46802 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 46802?

The FY2026 income limits of the Fort Wayne, IN area apply: median family income $95,100, low-income (80%) limit $76,100 for a family of four.