FY2027 Small Area FMR · Saint Bernice, IN

ZIP 47875 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 47875 (Saint Bernice, IN) is $1,060 a month, up 6.0% from FY2026. That is 9% below the Terre Haute, IN area-wide FMR of $1,164.

2-bedroom SAFMR$1,060per month ▲ 6.0%

Area-wide 2 BR FMR$1,164Terre Haute, IN

Rank in the area26thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 2.5%

1 BR$820▲ 3.8%

2 BR$1,060▲ 6.0%

3 BR$1,260▲ 5.0%

4 BR$1,470▲ 5.0%

FY2027 FY2026

Where 47875 sits in the Terre Haute, IN area

Of the 45 ZIP codes HUD lists for the area, 47875 has the 26th highest two-bedroom Small Area FMR. Terre Haute, IN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,164 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$890	$790
1 bedroom	$820	$738 – $902	$896	$790
2 bedrooms	$1,060	$954 – $1,166	$1,164	$1,000
3 bedrooms	$1,260	$1,134 – $1,386	$1,387	$1,200
4 bedrooms	$1,470	$1,323 – $1,617	$1,610	$1,400

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $71,400 and the 80% low-income limit for four people is $67,850. ZIP code 47875 lies mainly in Vermillion County. See the Terre Haute, IN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
47966	Newport	2.5 mi	$1,040
47928	Cayuga	3.4 mi	$1,210
47847	Dana	3.9 mi	$1,010
47854	Hillsdale	5.6 mi	$1,100
47862	Montezuma	9.3 mi	$1,160
61870	Ridge Farm	9.4 mi	$930

Questions

What is the Fair Market Rent for ZIP code 47875?

HUD's FY2027 Small Area Fair Market Rents for 47875 are $810 (studio), $820 (1 BR), $1,060 (2 BR), $1,260 (3 BR) and $1,470 (4 BR) a month.

What is the Section 8 payment standard in 47875?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 47875 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 47875?

The FY2026 income limits of the Terre Haute, IN area apply: median family income $71,400, low-income (80%) limit $67,850 for a family of four.