Income Limits by County

FY2027 Small Area FMR · Capac, MI

ZIP 48014 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48014 (Capac, MI) is $1,020 a month, down 3.8% from FY2026. That is 30% below the Detroit-Warren-Livonia, MI area-wide FMR of $1,459.

2-bedroom SAFMR$1,020per month ▼ 3.8%
Area-wide 2 BR FMR$1,459Detroit-Warren-Livonia, MI
Rank in the area245thof 250 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918
2 BR Small Area FMR$1,020
110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 48014 sits in the Detroit-Warren-Livonia, MI area

$1,010$2,220median $1,460

Of the 250 ZIP codes HUD lists for the area, 48014 has the 245th highest two-bedroom Small Area FMR. Detroit-Warren-Livonia, MI is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $918 and $1,122 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$730$657 – $803$1,047$750
1 bedroom$820$738 – $902$1,167$830
2 bedrooms$1,020$918 – $1,122$1,459$1,060
3 bedrooms$1,240$1,116 – $1,364$1,777$1,300
4 bedrooms$1,350$1,215 – $1,485$1,929$1,400

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $104,800 and the 80% low-income limit for four people is $83,850. ZIP code 48014 lies mainly in St. Clair County and Lapeer County. See the Detroit-Warren-Livonia, MI metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
48444Imlay City6.2 mi$1,050
48002Allenton6.3 mi$1,300
48022Emmett6.5 mi$1,180
48097Yale8.5 mi$1,050
48003Almont8.6 mi$1,140
48041Memphis8.7 mi$1,100

Questions

What is the Fair Market Rent for ZIP code 48014?

HUD's FY2027 Small Area Fair Market Rents for 48014 are $730 (studio), $820 (1 BR), $1,020 (2 BR), $1,240 (3 BR) and $1,350 (4 BR) a month.

What is the Section 8 payment standard in 48014?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48014 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48014?

The FY2026 income limits of the Detroit-Warren-Livonia, MI area apply: median family income $104,800, low-income (80%) limit $83,850 for a family of four.