Income Limits by County

FY2027 Small Area FMR · Fair Haven, MI

ZIP 48023 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48023 (Fair Haven, MI) is $1,520 a month, unchanged from FY2026. That is 4% above the Detroit-Warren-Livonia, MI area-wide FMR of $1,459.

2-bedroom SAFMR$1,520per month ■ 0.0%
Area-wide 2 BR FMR$1,459Detroit-Warren-Livonia, MI
Rank in the area106thof 250 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,368
2 BR Small Area FMR$1,520
110% of SAFMR$1,672

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 48023 sits in the Detroit-Warren-Livonia, MI area

$1,010$2,220median $1,460

Of the 250 ZIP codes HUD lists for the area, 48023 has the 106th highest two-bedroom Small Area FMR. Detroit-Warren-Livonia, MI is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,368 and $1,672 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,090$981 – $1,199$1,047$1,090
1 bedroom$1,220$1,098 – $1,342$1,167$1,210
2 bedrooms$1,520$1,368 – $1,672$1,459$1,520
3 bedrooms$1,850$1,665 – $2,035$1,777$1,860
4 bedrooms$2,010$1,809 – $2,211$1,929$2,010

A household renting a two-bedroom home at the Small Area FMR of $1,520 needs about $60,800 a year to keep housing costs at 30% of income. The area median family income is $104,800 and the 80% low-income limit for four people is $83,850. ZIP code 48023 lies mainly in St. Clair County. See the Detroit-Warren-Livonia, MI metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
48064Casco4.2 mi$1,020
48039Marine City5.8 mi$1,120
48001Algonac6.0 mi$1,190
48047New Baltimore6.2 mi$1,340
48048New Haven7.5 mi$1,650
48054East China8.0 mi$1,400

Questions

What is the Fair Market Rent for ZIP code 48023?

HUD's FY2027 Small Area Fair Market Rents for 48023 are $1,090 (studio), $1,220 (1 BR), $1,520 (2 BR), $1,850 (3 BR) and $2,010 (4 BR) a month.

What is the Section 8 payment standard in 48023?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48023 that range is $1,368 to $1,672 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48023?

The FY2026 income limits of the Detroit-Warren-Livonia, MI area apply: median family income $104,800, low-income (80%) limit $83,850 for a family of four.