Income Limits by County

FY2027 Small Area FMR · New Baltimore, MI

ZIP 48051 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48051 (New Baltimore, MI) is $1,290 a month, down 2.3% from FY2026. That is 12% below the Detroit-Warren-Livonia, MI area-wide FMR of $1,459.

2-bedroom SAFMR$1,290per month ▼ 2.3%
Area-wide 2 BR FMR$1,459Detroit-Warren-Livonia, MI
Rank in the area187thof 250 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161
2 BR Small Area FMR$1,290
110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 48051 sits in the Detroit-Warren-Livonia, MI area

$1,010$2,220median $1,460

Of the 250 ZIP codes HUD lists for the area, 48051 has the 187th highest two-bedroom Small Area FMR. Detroit-Warren-Livonia, MI is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,161 and $1,419 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$930$837 – $1,023$1,047$940
1 bedroom$1,030$927 – $1,133$1,167$1,050
2 bedrooms$1,290$1,161 – $1,419$1,459$1,320
3 bedrooms$1,570$1,413 – $1,727$1,777$1,610
4 bedrooms$1,710$1,539 – $1,881$1,929$1,750

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $104,800 and the 80% low-income limit for four people is $83,850. ZIP code 48051 lies mainly in Macomb County. See the Detroit-Warren-Livonia, MI metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
48047New Baltimore2.7 mi$1,340
48048New Haven3.8 mi$1,650
48042Macomb4.5 mi$1,960
48044Macomb6.2 mi$1,650
48050New Haven6.6 mi$1,320
48096Ray6.9 mi$1,560

Questions

What is the Fair Market Rent for ZIP code 48051?

HUD's FY2027 Small Area Fair Market Rents for 48051 are $930 (studio), $1,030 (1 BR), $1,290 (2 BR), $1,570 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 48051?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48051 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48051?

The FY2026 income limits of the Detroit-Warren-Livonia, MI area apply: median family income $104,800, low-income (80%) limit $83,850 for a family of four.