Income Limits by County

FY2027 Small Area FMR · Garden City, MI

ZIP 48136 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48136 (Garden City, MI) is $1,390 a month, up 3.7% from FY2026. That is 5% below the Detroit-Warren-Livonia, MI area-wide FMR of $1,459.

2-bedroom SAFMR$1,390per month ▲ 3.7%
Area-wide 2 BR FMR$1,459Detroit-Warren-Livonia, MI
Rank in the area144thof 250 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,251
2 BR Small Area FMR$1,390
110% of SAFMR$1,529

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 48136 sits in the Detroit-Warren-Livonia, MI area

$1,010$2,220median $1,460

Of the 250 ZIP codes HUD lists for the area, 48136 has the 144th highest two-bedroom Small Area FMR. Detroit-Warren-Livonia, MI is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,251 and $1,529 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,000$900 – $1,100$1,047$960
1 bedroom$1,110$999 – $1,221$1,167$1,070
2 bedrooms$1,390$1,251 – $1,529$1,459$1,340
3 bedrooms$1,690$1,521 – $1,859$1,777$1,640
4 bedrooms$1,840$1,656 – $2,024$1,929$1,770

A household renting a two-bedroom home at the Small Area FMR of $1,390 needs about $55,600 a year to keep housing costs at 30% of income. The area median family income is $104,800 and the 80% low-income limit for four people is $83,850. ZIP code 48136 lies mainly in Wayne County. See the Detroit-Warren-Livonia, MI metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
48229Ecorse0.8 mi$1,150
48146Lincoln Park1.6 mi$1,230
48192Wyandotte2.2 mi$1,210
48218River Rouge2.6 mi$1,010
48217Detroit2.6 mi$1,410
48122Melvindale3.1 mi$1,430

Questions

What is the Fair Market Rent for ZIP code 48136?

HUD's FY2027 Small Area Fair Market Rents for 48136 are $1,000 (studio), $1,110 (1 BR), $1,390 (2 BR), $1,690 (3 BR) and $1,840 (4 BR) a month.

What is the Section 8 payment standard in 48136?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48136 that range is $1,251 to $1,529 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48136?

The FY2026 income limits of the Detroit-Warren-Livonia, MI area apply: median family income $104,800, low-income (80%) limit $83,850 for a family of four.