FY2027 Small Area FMR · Lambertville, MI

ZIP 48144 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48144 (Lambertville, MI) is $1,350 a month, down 0.7% from FY2026. That is 4% above the Monroe, MI area-wide FMR of $1,304.

2-bedroom SAFMR$1,350per month ▼ 0.7%

Area-wide 2 BR FMR$1,304Monroe, MI

Rank in the area13thof 25 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,215

2 BR Small Area FMR$1,350

110% of SAFMR$1,485

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$940■ 0.0%

1 BR$1,030▼ 1.0%

2 BR$1,350▼ 0.7%

3 BR$1,650■ 0.0%

4 BR$2,230▲ 1.4%

FY2027 FY2026

Where 48144 sits in the Monroe, MI area

Of the 25 ZIP codes HUD lists for the area, 48144 has the 13th highest two-bedroom Small Area FMR. Monroe, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,304 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,350 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$940	$846 – $1,034	$908	$940
1 bedroom	$1,030	$927 – $1,133	$997	$1,040
2 bedrooms	$1,350	$1,215 – $1,485	$1,304	$1,360
3 bedrooms	$1,650	$1,485 – $1,815	$1,595	$1,650
4 bedrooms	$2,230	$2,007 – $2,453	$2,153	$2,200

A household renting a two-bedroom home at the Small Area FMR of $1,350 needs about $54,000 a year to keep housing costs at 30% of income. The area median family income is $95,200 and the 80% low-income limit for four people is $76,150. ZIP code 48144 lies mainly in Monroe County. See the Monroe, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
43613	Toledo	3.4 mi	$1,120
48182	Temperance	3.5 mi	$1,570
43623	Toledo	3.6 mi	$1,140
48177	Samaria	4.3 mi	$1,570
49267	Ottawa Lake	4.7 mi	$1,240
43612	Toledo	4.7 mi	$1,210

Questions

What is the Fair Market Rent for ZIP code 48144?

HUD's FY2027 Small Area Fair Market Rents for 48144 are $940 (studio), $1,030 (1 BR), $1,350 (2 BR), $1,650 (3 BR) and $2,230 (4 BR) a month.

What is the Section 8 payment standard in 48144?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48144 that range is $1,215 to $1,485 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48144?

The FY2026 income limits of the Monroe, MI area apply: median family income $95,200, low-income (80%) limit $76,150 for a family of four.