FY2027 Small Area FMR · La Salle, MI

ZIP 48145 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48145 (La Salle, MI) is $1,310 a month, down 8.4% from FY2026. That is 0% equal to the Monroe, MI area-wide FMR of $1,304.

2-bedroom SAFMR$1,310per month ▼ 8.4%

Area-wide 2 BR FMR$1,304Monroe, MI

Rank in the area16thof 25 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,179

2 BR Small Area FMR$1,310

110% of SAFMR$1,441

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▼ 8.1%

1 BR$1,000▼ 8.3%

2 BR$1,310▼ 8.4%

3 BR$1,600▼ 7.5%

4 BR$2,160▼ 6.9%

FY2027 FY2026

Where 48145 sits in the Monroe, MI area

Of the 25 ZIP codes HUD lists for the area, 48145 has the 16th highest two-bedroom Small Area FMR. Monroe, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,304 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,310 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$908	$990
1 bedroom	$1,000	$900 – $1,100	$997	$1,090
2 bedrooms	$1,310	$1,179 – $1,441	$1,304	$1,430
3 bedrooms	$1,600	$1,440 – $1,760	$1,595	$1,730
4 bedrooms	$2,160	$1,944 – $2,376	$2,153	$2,320

A household renting a two-bedroom home at the Small Area FMR of $1,310 needs about $52,400 a year to keep housing costs at 30% of income. The area median family income is $95,200 and the 80% low-income limit for four people is $76,150. ZIP code 48145 lies mainly in Monroe County. See the Monroe, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
48157	Luna Pier	2.3 mi	$1,200
48161	Monroe	4.4 mi	$1,220
48133	Erie	4.5 mi	$1,200
48140	Ida	6.7 mi	$1,330
48177	Samaria	6.8 mi	$1,570
48182	Temperance	7.4 mi	$1,570

Questions

What is the Fair Market Rent for ZIP code 48145?

HUD's FY2027 Small Area Fair Market Rents for 48145 are $910 (studio), $1,000 (1 BR), $1,310 (2 BR), $1,600 (3 BR) and $2,160 (4 BR) a month.

What is the Section 8 payment standard in 48145?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48145 that range is $1,179 to $1,441 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48145?

The FY2026 income limits of the Monroe, MI area apply: median family income $95,200, low-income (80%) limit $76,150 for a family of four.