Income Limits by County

FY2027 Small Area FMR · Detroit, MI

ZIP 48201 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48201 (Detroit, MI) is $1,340 a month, up 7.2% from FY2026. That is 8% below the Detroit-Warren-Livonia, MI area-wide FMR of $1,459.

2-bedroom SAFMR$1,340per month ▲ 7.2%
Area-wide 2 BR FMR$1,459Detroit-Warren-Livonia, MI
Rank in the area174thof 250 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,206
2 BR Small Area FMR$1,340
110% of SAFMR$1,474

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 48201 sits in the Detroit-Warren-Livonia, MI area

$1,010$2,220median $1,460

Of the 250 ZIP codes HUD lists for the area, 48201 has the 174th highest two-bedroom Small Area FMR. Detroit-Warren-Livonia, MI is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,206 and $1,474 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$960$864 – $1,056$1,047$890
1 bedroom$1,070$963 – $1,177$1,167$990
2 bedrooms$1,340$1,206 – $1,474$1,459$1,250
3 bedrooms$1,630$1,467 – $1,793$1,777$1,530
4 bedrooms$1,770$1,593 – $1,947$1,929$1,660

A household renting a two-bedroom home at the Small Area FMR of $1,340 needs about $53,600 a year to keep housing costs at 30% of income. The area median family income is $104,800 and the 80% low-income limit for four people is $83,850. ZIP code 48201 lies mainly in Wayne County. See the Detroit-Warren-Livonia, MI metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
48226Detroit1.2 mi$2,170
48243Detroit1.6 mi$1,390
48233Detroit1.6 mi$1,720
48208Detroit1.6 mi$1,180
48216Detroit1.7 mi$1,230
48202Detroit2.1 mi$1,350

Questions

What is the Fair Market Rent for ZIP code 48201?

HUD's FY2027 Small Area Fair Market Rents for 48201 are $960 (studio), $1,070 (1 BR), $1,340 (2 BR), $1,630 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 48201?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48201 that range is $1,206 to $1,474 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48201?

The FY2026 income limits of the Detroit-Warren-Livonia, MI area apply: median family income $104,800, low-income (80%) limit $83,850 for a family of four.