FY2027 Small Area FMR · Applegate, MI

ZIP 48401 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48401 (Applegate, MI) is $1,140 a month, up 9.6% from FY2026. That is 12% above the Sanilac County, MI area-wide FMR of $1,014.

2-bedroom SAFMR$1,140per month ▲ 9.6%

Area-wide 2 BR FMR$1,014Sanilac County, MI

Rank in the area4thof 25 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 12.5%

1 BR$870▲ 10.1%

2 BR$1,140▲ 9.6%

3 BR$1,450▲ 8.2%

4 BR$1,500▲ 6.4%

FY2027 FY2026

Where 48401 sits in the Sanilac County, MI area

Of the 25 ZIP codes HUD lists for the area, 48401 has the 4th highest two-bedroom Small Area FMR. Sanilac County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$723	$720
1 bedroom	$870	$783 – $957	$775	$790
2 bedrooms	$1,140	$1,026 – $1,254	$1,014	$1,040
3 bedrooms	$1,450	$1,305 – $1,595	$1,290	$1,340
4 bedrooms	$1,500	$1,350 – $1,650	$1,333	$1,410

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $77,800 and the 80% low-income limit for four people is $66,900. ZIP code 48401 lies mainly in Sanilac County. See the Sanilac County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
48422	Croswell	6.0 mi	$1,080
48419	Carsonville	6.1 mi	$1,060
48466	Peck	8.3 mi	$1,010
48469	Port Sanilac	8.6 mi	$1,080
48450	Lexington	8.9 mi	$1,010
48471	Sandusky	10.4 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 48401?

HUD's FY2027 Small Area Fair Market Rents for 48401 are $810 (studio), $870 (1 BR), $1,140 (2 BR), $1,450 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 48401?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48401 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48401?

The FY2026 income limits of the Sanilac County, MI area apply: median family income $77,800, low-income (80%) limit $66,900 for a family of four.