Income Limits by County

FY2027 Small Area FMR · Mount Morris, MI

ZIP 48458 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48458 (Mount Morris, MI) is $1,060 a month, up 6.0% from FY2026. That is 6% below the Flint, MI area-wide FMR of $1,133.

2-bedroom SAFMR$1,060per month ▲ 6.0%
Area-wide 2 BR FMR$1,133Flint, MI
Rank in the area30thof 39 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 48458 sits in the Flint, MI area

$1,010$1,640median $1,130

Of the 39 ZIP codes HUD lists for the area, 48458 has the 30th highest two-bedroom Small Area FMR. Flint, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,133 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$740$666 – $814$792$710
1 bedroom$880$792 – $968$939$830
2 bedrooms$1,060$954 – $1,166$1,133$1,000
3 bedrooms$1,300$1,170 – $1,430$1,391$1,230
4 bedrooms$1,510$1,359 – $1,661$1,613$1,450

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $82,100 and the 80% low-income limit for four people is $66,900. ZIP code 48458 lies mainly in Genesee County. See the Flint, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
48437Genesee3.5 mi$1,010
48505Flint3.8 mi$1,010
48420Clio3.8 mi$1,010
48506Flint4.9 mi$1,080
48504Flint5.8 mi$1,090
48502Flint7.7 mi$1,090

Questions

What is the Fair Market Rent for ZIP code 48458?

HUD's FY2027 Small Area Fair Market Rents for 48458 are $740 (studio), $880 (1 BR), $1,060 (2 BR), $1,300 (3 BR) and $1,510 (4 BR) a month.

What is the Section 8 payment standard in 48458?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48458 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48458?

The FY2026 income limits of the Flint, MI area apply: median family income $82,100, low-income (80%) limit $66,900 for a family of four.