FY2027 Small Area FMR · Auburn, MI

ZIP 48611 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48611 (Auburn, MI) is $1,050 a month, up 2.9% from FY2026. That is 0% equal to the Bay City, MI area-wide FMR of $1,055.

2-bedroom SAFMR$1,050per month ▲ 2.9%

Area-wide 2 BR FMR$1,055Bay City, MI

Rank in the area13thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$830▲ 3.8%

1 BR$830▲ 2.5%

2 BR$1,050▲ 2.9%

3 BR$1,420▲ 2.2%

4 BR$1,530▲ 2.0%

FY2027 FY2026

Where 48611 sits in the Bay City, MI area

Of the 18 ZIP codes HUD lists for the area, 48611 has the 13th highest two-bedroom Small Area FMR. Bay City, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,055 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$830	$747 – $913	$830	$800
1 bedroom	$830	$747 – $913	$835	$810
2 bedrooms	$1,050	$945 – $1,155	$1,055	$1,020
3 bedrooms	$1,420	$1,278 – $1,562	$1,429	$1,390
4 bedrooms	$1,530	$1,377 – $1,683	$1,537	$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $89,900 and the 80% low-income limit for four people is $71,900. ZIP code 48611 lies mainly in Bay County. See the Bay City, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
48631	Kawkawlin	6.3 mi	$1,010
48710	University Center	7.7 mi	$1,060
48706	Bay City	7.7 mi	$1,090
48623	Freeland	8.1 mi	$1,400
48634	Linwood	8.1 mi	$1,080
48642	Midland	8.8 mi	$1,360

Questions

What is the Fair Market Rent for ZIP code 48611?

HUD's FY2027 Small Area Fair Market Rents for 48611 are $830 (studio), $830 (1 BR), $1,050 (2 BR), $1,420 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 48611?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48611 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48611?

The FY2026 income limits of the Bay City, MI area apply: median family income $89,900, low-income (80%) limit $71,900 for a family of four.