FY2027 Small Area FMR · Houghton Lake Heights, MI

ZIP 48630 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48630 (Houghton Lake Heights, MI) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Roscommon County, MI area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,014Roscommon County, MI

Rank in the area4thof 7 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▲ 4.3%

1 BR$780▲ 5.4%

2 BR$1,010▲ 4.1%

3 BR$1,230▼ 0.8%

4 BR$1,700▲ 3.7%

FY2027 FY2026

Where 48630 sits in the Roscommon County, MI area

Of the 7 ZIP codes HUD lists for the area, 48630 has the 4th highest two-bedroom Small Area FMR. Roscommon County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$723	$690
1 bedroom	$780	$702 – $858	$775	$740
2 bedrooms	$1,010	$909 – $1,111	$1,014	$970
3 bedrooms	$1,230	$1,107 – $1,353	$1,232	$1,240
4 bedrooms	$1,700	$1,530 – $1,870	$1,695	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $73,300 and the 80% low-income limit for four people is $66,900. ZIP code 48630 lies mainly in Roscommon County. See the Roscommon County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
48629	Houghton Lake	1.1 mi	$1,010
49667	Merritt	7.5 mi	$1,010
48651	Prudenville	9.2 mi	$1,040
48627	Higgins Lake	9.5 mi	$1,040
49632	Falmouth	11.3 mi	$1,010
48653	Roscommon	14.3 mi	$1,040

Questions

What is the Fair Market Rent for ZIP code 48630?

HUD's FY2027 Small Area Fair Market Rents for 48630 are $720 (studio), $780 (1 BR), $1,010 (2 BR), $1,230 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 48630?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48630 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48630?

The FY2026 income limits of the Roscommon County, MI area apply: median family income $73,300, low-income (80%) limit $66,900 for a family of four.