FY2027 Small Area FMR · West Branch, MI

ZIP 48661 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48661 (West Branch, MI) is $1,040 a month, up 6.1% from FY2026. That is 1% above the Ogemaw County, MI area-wide FMR of $1,033.

2-bedroom SAFMR$1,040per month ▲ 6.1%

Area-wide 2 BR FMR$1,033Ogemaw County, MI

Rank in the area6thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$740▲ 8.8%

1 BR$850▲ 1.2%

2 BR$1,040▲ 6.1%

3 BR$1,240▲ 5.1%

4 BR$1,370▲ 5.4%

FY2027 FY2026

Where 48661 sits in the Ogemaw County, MI area

Of the 10 ZIP codes HUD lists for the area, 48661 has the 6th highest two-bedroom Small Area FMR. Ogemaw County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,033 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$740	$666 – $814	$737	$680
1 bedroom	$850	$765 – $935	$841	$840
2 bedrooms	$1,040	$936 – $1,144	$1,033	$980
3 bedrooms	$1,240	$1,116 – $1,364	$1,231	$1,180
4 bedrooms	$1,370	$1,233 – $1,507	$1,358	$1,300

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $71,500 and the 80% low-income limit for four people is $66,900. ZIP code 48661 lies mainly in Ogemaw County. See the Ogemaw County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
48656	Saint Helen	10.7 mi	$1,010
48654	Rose City	10.8 mi	$1,010
48610	Alger	12.4 mi	$1,230
48635	Lupton	12.8 mi	$1,050
48756	Prescott	14.2 mi	$1,040
48651	Prudenville	19.2 mi	$1,040

Questions

What is the Fair Market Rent for ZIP code 48661?

HUD's FY2027 Small Area Fair Market Rents for 48661 are $740 (studio), $850 (1 BR), $1,040 (2 BR), $1,240 (3 BR) and $1,370 (4 BR) a month.

What is the Section 8 payment standard in 48661?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48661 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48661?

The FY2026 income limits of the Ogemaw County, MI area apply: median family income $71,500, low-income (80%) limit $66,900 for a family of four.