Income Limits by County

FY2027 Small Area FMR · Clarksville, MI

ZIP 48815 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48815 (Clarksville, MI) is $1,380 a month, up 6.2% from FY2026. That is 15% below the Grand Rapids-Wyoming, MI area-wide FMR of $1,630.

2-bedroom SAFMR$1,380per month ▲ 6.2%
Area-wide 2 BR FMR$1,630Grand Rapids-Wyoming, MI
Rank in the area38thof 50 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,242
2 BR Small Area FMR$1,380
110% of SAFMR$1,518

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 48815 sits in the Grand Rapids-Wyoming, MI area

$1,380$2,450median $1,605

Of the 50 ZIP codes HUD lists for the area, 48815 has the 38th highest two-bedroom Small Area FMR. Grand Rapids-Wyoming, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,630 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.

ZIP code 48815 crosses more than one HUD area. HUD also lists it under Ionia County, MI (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,110$999 – $1,221$1,306$1,050
1 bedroom$1,160$1,044 – $1,276$1,365$1,090
2 bedrooms$1,380$1,242 – $1,518$1,630$1,300
3 bedrooms$1,790$1,611 – $1,969$2,113$1,700
4 bedrooms$1,980$1,782 – $2,178$2,417$1,860

A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $106,600 and the 80% low-income limit for four people is $85,300. ZIP code 48815 lies mainly in Ionia County and Kent County. See the Grand Rapids-Wyoming, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49325Freeport5.5 mi$1,380
48849Lake Odessa7.1 mi$1,210
49302Alto7.3 mi$1,470
48881Saranac7.4 mi$1,090
49331Lowell9.3 mi$1,640
48897Woodland11.1 mi$1,210

Questions

What is the Fair Market Rent for ZIP code 48815?

HUD's FY2027 Small Area Fair Market Rents for 48815 are $1,110 (studio), $1,160 (1 BR), $1,380 (2 BR), $1,790 (3 BR) and $1,980 (4 BR) a month.

What is the Section 8 payment standard in 48815?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48815 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48815?

The FY2026 income limits of the Grand Rapids-Wyoming, MI area apply: median family income $106,600, low-income (80%) limit $85,300 for a family of four.