Income Limits by County

FY2027 Small Area FMR · Cohoctah, MI

ZIP 48816 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48816 (Cohoctah, MI) is $1,720 a month, up 0.6% from FY2026. That is 16% above the Livingston County, MI area-wide FMR of $1,477.

2-bedroom SAFMR$1,720per month ▲ 0.6%
Area-wide 2 BR FMR$1,477Livingston County, MI
Rank in the area1stof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,548
2 BR Small Area FMR$1,720
110% of SAFMR$1,892

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 48816 sits in the Livingston County, MI area

$1,320$1,720median $1,520

Of the 22 ZIP codes HUD lists for the area, 48816 has the 1st highest two-bedroom Small Area FMR. Livingston County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,477 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,720 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,360$1,224 – $1,496$1,168$1,180
1 bedroom$1,500$1,350 – $1,650$1,291$1,480
2 bedrooms$1,720$1,548 – $1,892$1,477$1,710
3 bedrooms$2,380$2,142 – $2,618$2,045$2,380
4 bedrooms$2,760$2,484 – $3,036$2,366$2,680

A household renting a two-bedroom home at the Small Area FMR of $1,720 needs about $68,800 a year to keep housing costs at 30% of income. The area median family income is $129,000 and the 80% low-income limit for four people is $103,200. ZIP code 48816 lies mainly in Livingston County. See the Livingston County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
48418Byron2.1 mi$1,640
48855Howell6.5 mi$1,720
48451Linden7.4 mi$1,320
48436Gaines8.0 mi$1,300
48836Fowlerville9.0 mi$1,320
48414Bancroft9.2 mi$1,060

Questions

What is the Fair Market Rent for ZIP code 48816?

HUD's FY2027 Small Area Fair Market Rents for 48816 are $1,360 (studio), $1,500 (1 BR), $1,720 (2 BR), $2,380 (3 BR) and $2,760 (4 BR) a month.

What is the Section 8 payment standard in 48816?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48816 that range is $1,548 to $1,892 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48816?

The FY2026 income limits of the Livingston County, MI area apply: median family income $129,000, low-income (80%) limit $103,200 for a family of four.