FY2027 Small Area FMR · Sunfield, MI
ZIP 48890 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48890 (Sunfield, MI) is $1,300 a month, up 7.4% from FY2026. That is 5% above the Ionia County, MI area-wide FMR of $1,238.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 48890 sits in the Ionia County, MI area
Of the 21 ZIP codes HUD lists for the area, 48890 has the 10th highest two-bedroom Small Area FMR. Ionia County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,238 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.
ZIP code 48890 crosses more than one HUD area. HUD also lists it under Lansing-East Lansing, MI (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $970 | $873 – $1,067 | $862 | $890 |
| 1 bedroom | $1,020 | $918 – $1,122 | $946 | $950 |
| 2 bedrooms | $1,300 | $1,170 – $1,430 | $1,238 | $1,210 |
| 3 bedrooms | $1,660 | $1,494 – $1,826 | $1,579 | $1,530 |
| 4 bedrooms | $1,850 | $1,665 – $2,035 | $1,930 | $1,730 |
A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $98,700 and the 80% low-income limit for four people is $73,300. ZIP code 48890 lies mainly in Eaton County and Ionia County. See the Ionia County, MI county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 48890?
HUD's FY2027 Small Area Fair Market Rents for 48890 are $970 (studio), $1,020 (1 BR), $1,300 (2 BR), $1,660 (3 BR) and $1,850 (4 BR) a month.
What is the Section 8 payment standard in 48890?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48890 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 48890?
The FY2026 income limits of the Ionia County, MI area apply: median family income $98,700, low-income (80%) limit $73,300 for a family of four.