Income Limits by County

FY2027 Small Area FMR · Allegan, MI

ZIP 49010 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49010 (Allegan, MI) is $1,270 a month, up 5.0% from FY2026. That is 2% below the Allegan County, MI area-wide FMR of $1,296.

2-bedroom SAFMR$1,270per month ▲ 5.0%
Area-wide 2 BR FMR$1,296Allegan County, MI
Rank in the area15thof 25 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143
2 BR Small Area FMR$1,270
110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49010 sits in the Allegan County, MI area

$1,150$1,810median $1,400

Of the 25 ZIP codes HUD lists for the area, 49010 has the 15th highest two-bedroom Small Area FMR. Allegan County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,296 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

ZIP code 49010 crosses more than one HUD area. HUD also lists it under Van Buren County, MI (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$960$864 – $1,056$984$920
1 bedroom$970$873 – $1,067$991$920
2 bedrooms$1,270$1,143 – $1,397$1,296$1,210
3 bedrooms$1,550$1,395 – $1,705$1,586$1,510
4 bedrooms$1,820$1,638 – $2,002$1,862$1,680

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $99,600 and the 80% low-income limit for four people is $79,700. ZIP code 49010 lies mainly in Allegan County and Van Buren County. See the Allegan County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49078Otsego8.4 mi$1,430
49328Hopkins9.1 mi$1,150
49450Pullman11.1 mi$1,410
49419Hamilton11.3 mi$1,430
49055Gobles11.4 mi$1,150
49026Bloomingdale11.7 mi$1,150

Questions

What is the Fair Market Rent for ZIP code 49010?

HUD's FY2027 Small Area Fair Market Rents for 49010 are $960 (studio), $970 (1 BR), $1,270 (2 BR), $1,550 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 49010?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49010 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49010?

The FY2026 income limits of the Allegan County, MI area apply: median family income $99,600, low-income (80%) limit $79,700 for a family of four.