Income Limits by County

FY2027 Small Area FMR · Jones, MI

ZIP 49061 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49061 (Jones, MI) is $1,160 a month, up 13.7% from FY2026. That is 6% above the Cass County, MI area-wide FMR of $1,095.

2-bedroom SAFMR$1,160per month ▲ 13.7%
Area-wide 2 BR FMR$1,095Cass County, MI
Rank in the area4thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044
2 BR Small Area FMR$1,160
110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49061 sits in the Cass County, MI area

$1,010$1,300median $1,070

Of the 15 ZIP codes HUD lists for the area, 49061 has the 4th highest two-bedroom Small Area FMR. Cass County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,095 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$920$828 – $1,012$869$800
1 bedroom$1,030$927 – $1,133$974$930
2 bedrooms$1,160$1,044 – $1,276$1,095$1,020
3 bedrooms$1,480$1,332 – $1,628$1,393$1,310
4 bedrooms$1,940$1,746 – $2,134$1,830$1,710

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $89,800 and the 80% low-income limit for four people is $71,850. ZIP code 49061 lies mainly in Cass County. See the Cass County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49095Vandalia5.1 mi$1,300
49130Union7.2 mi$1,010
49042Constantine7.6 mi$1,020
49031Cassopolis8.6 mi$1,030
49099White Pigeon9.2 mi$1,120
49067Marcellus10.4 mi$1,090

Questions

What is the Fair Market Rent for ZIP code 49061?

HUD's FY2027 Small Area Fair Market Rents for 49061 are $920 (studio), $1,030 (1 BR), $1,160 (2 BR), $1,480 (3 BR) and $1,940 (4 BR) a month.

What is the Section 8 payment standard in 49061?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49061 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49061?

The FY2026 income limits of the Cass County, MI area apply: median family income $89,800, low-income (80%) limit $71,850 for a family of four.