FY2027 Small Area FMR · Oshtemo, MI

ZIP 49077 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49077 (Oshtemo, MI) is $1,160 a month, unchanged from FY2026. That is 0% equal to the Kalamazoo-Portage, MI area-wide FMR of $1,158.

2-bedroom SAFMR$1,160per month ■ 0.0%

Area-wide 2 BR FMR$1,158Kalamazoo-Portage, MI

Rank in the area14thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044

2 BR Small Area FMR$1,160

110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 6.0%

1 BR$1,010▲ 1.0%

2 BR$1,160■ 0.0%

3 BR$1,550▲ 1.3%

4 BR$1,640▲ 4.5%

FY2027 FY2026

Where 49077 sits in the Kalamazoo-Portage, MI area

Of the 32 ZIP codes HUD lists for the area, 49077 has the 14th highest two-bedroom Small Area FMR. Kalamazoo-Portage, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,158 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$885	$840
1 bedroom	$1,010	$909 – $1,111	$1,013	$1,000
2 bedrooms	$1,160	$1,044 – $1,276	$1,158	$1,160
3 bedrooms	$1,550	$1,395 – $1,705	$1,545	$1,530
4 bedrooms	$1,640	$1,476 – $1,804	$1,637	$1,570

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $108,100 and the 80% low-income limit for four people is $84,250. ZIP code 49077 lies mainly in Kalamazoo County. See the Kalamazoo-Portage, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49008	Kalamazoo	3.1 mi	$1,120
49009	Kalamazoo	3.3 mi	$1,250
49006	Kalamazoo	3.3 mi	$1,050
49024	Portage	4.7 mi	$1,300
49007	Kalamazoo	5.5 mi	$1,170
49071	Mattawan	5.5 mi	$1,340

Questions

What is the Fair Market Rent for ZIP code 49077?

HUD's FY2027 Small Area Fair Market Rents for 49077 are $890 (studio), $1,010 (1 BR), $1,160 (2 BR), $1,550 (3 BR) and $1,640 (4 BR) a month.

What is the Section 8 payment standard in 49077?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49077 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49077?

The FY2026 income limits of the Kalamazoo-Portage, MI area apply: median family income $108,100, low-income (80%) limit $84,250 for a family of four.