FY2027 Small Area FMR · Edwardsburg, MI

ZIP 49112 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49112 (Edwardsburg, MI) is $1,170 a month, up 4.5% from FY2026. That is 7% above the Cass County, MI area-wide FMR of $1,095.

2-bedroom SAFMR$1,170per month ▲ 4.5%

Area-wide 2 BR FMR$1,095Cass County, MI

Rank in the area3rdof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053

2 BR Small Area FMR$1,170

110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$930▲ 6.9%

1 BR$1,040▲ 2.0%

2 BR$1,170▲ 4.5%

3 BR$1,490▲ 4.2%

4 BR$1,960▲ 4.3%

FY2027 FY2026

Where 49112 sits in the Cass County, MI area

Of the 15 ZIP codes HUD lists for the area, 49112 has the 3rd highest two-bedroom Small Area FMR. Cass County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,095 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$930	$837 – $1,023	$869	$870
1 bedroom	$1,040	$936 – $1,144	$974	$1,020
2 bedrooms	$1,170	$1,053 – $1,287	$1,095	$1,120
3 bedrooms	$1,490	$1,341 – $1,639	$1,393	$1,430
4 bedrooms	$1,960	$1,764 – $2,156	$1,830	$1,880

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $89,800 and the 80% low-income limit for four people is $71,850. ZIP code 49112 lies mainly in Cass County. See the Cass County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
46514	Elkhart	5.8 mi	$1,320
46530	Granger	6.3 mi	$1,910
49031	Cassopolis	7.9 mi	$1,030
49130	Union	8.9 mi	$1,010
46545	Mishawaka	9.3 mi	$1,350
46516	Elkhart	9.4 mi	$1,230

Questions

What is the Fair Market Rent for ZIP code 49112?

HUD's FY2027 Small Area Fair Market Rents for 49112 are $930 (studio), $1,040 (1 BR), $1,170 (2 BR), $1,490 (3 BR) and $1,960 (4 BR) a month.

What is the Section 8 payment standard in 49112?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49112 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49112?

The FY2026 income limits of the Cass County, MI area apply: median family income $89,800, low-income (80%) limit $71,850 for a family of four.