Income Limits by County

FY2027 Small Area FMR · Ada, MI

ZIP 49301 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49301 (Ada, MI) is $2,450 a month, up 6.5% from FY2026. That is 50% above the Grand Rapids-Wyoming, MI area-wide FMR of $1,630.

2-bedroom SAFMR$2,450per month ▲ 6.5%
Area-wide 2 BR FMR$1,630Grand Rapids-Wyoming, MI
Rank in the area1stof 50 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,205
2 BR Small Area FMR$2,450
110% of SAFMR$2,695

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49301 sits in the Grand Rapids-Wyoming, MI area

$1,380$2,450median $1,605

Of the 50 ZIP codes HUD lists for the area, 49301 has the 1st highest two-bedroom Small Area FMR. Grand Rapids-Wyoming, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,630 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,450 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,960$1,764 – $2,156$1,306$1,850
1 bedroom$2,050$1,845 – $2,255$1,365$1,920
2 bedrooms$2,450$2,205 – $2,695$1,630$2,300
3 bedrooms$3,180$2,862 – $3,498$2,113$2,970
4 bedrooms$3,630$3,267 – $3,993$2,417$3,290

A household renting a two-bedroom home at the Small Area FMR of $2,450 needs about $98,000 a year to keep housing costs at 30% of income. The area median family income is $106,600 and the 80% low-income limit for four people is $85,300. ZIP code 49301 lies mainly in Kent County. See the Grand Rapids-Wyoming, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49546Grand Rapids4.1 mi$1,770
49331Lowell6.5 mi$1,640
49525Grand Rapids6.7 mi$1,860
49512Grand Rapids7.0 mi$1,630
49506Grand Rapids7.2 mi$1,790
49505Grand Rapids8.3 mi$1,730

Questions

What is the Fair Market Rent for ZIP code 49301?

HUD's FY2027 Small Area Fair Market Rents for 49301 are $1,960 (studio), $2,050 (1 BR), $2,450 (2 BR), $3,180 (3 BR) and $3,630 (4 BR) a month.

What is the Section 8 payment standard in 49301?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49301 that range is $2,205 to $2,695 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49301?

The FY2026 income limits of the Grand Rapids-Wyoming, MI area apply: median family income $106,600, low-income (80%) limit $85,300 for a family of four.