FY2027 Small Area FMR · Sparta, MI
ZIP 49345 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49345 (Sparta, MI) is $1,380 a month, up 6.2% from FY2026. That is 15% below the Grand Rapids-Wyoming, MI area-wide FMR of $1,630.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 49345 sits in the Grand Rapids-Wyoming, MI area
Of the 50 ZIP codes HUD lists for the area, 49345 has the 38th highest two-bedroom Small Area FMR. Grand Rapids-Wyoming, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,630 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.
ZIP code 49345 crosses more than one HUD area. HUD also lists it under Holland-Grand Haven, MI (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,110 | $999 – $1,221 | $1,306 | $1,050 |
| 1 bedroom | $1,200 | $1,080 – $1,320 | $1,365 | $1,090 |
| 2 bedrooms | $1,380 | $1,242 – $1,518 | $1,630 | $1,300 |
| 3 bedrooms | $1,790 | $1,611 – $1,969 | $2,113 | $1,700 |
| 4 bedrooms | $2,040 | $1,836 – $2,244 | $2,417 | $1,860 |
A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $106,600 and the 80% low-income limit for four people is $85,300. ZIP code 49345 lies mainly in Kent County. See the Grand Rapids-Wyoming, MI county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 49345?
HUD's FY2027 Small Area Fair Market Rents for 49345 are $1,110 (studio), $1,200 (1 BR), $1,380 (2 BR), $1,790 (3 BR) and $2,040 (4 BR) a month.
What is the Section 8 payment standard in 49345?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49345 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 49345?
The FY2026 income limits of the Grand Rapids-Wyoming, MI area apply: median family income $106,600, low-income (80%) limit $85,300 for a family of four.