FY2027 Small Area FMR · White Cloud, MI

ZIP 49349 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49349 (White Cloud, MI) is $1,010 a month, up 4.1% from FY2026. That is 2% below the Newaygo County, MI area-wide FMR of $1,028.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,028Newaygo County, MI

Rank in the area18thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▲ 4.3%

1 BR$780▲ 5.4%

2 BR$1,010▲ 4.1%

3 BR$1,410▲ 9.3%

4 BR$1,440▲ 11.6%

FY2027 FY2026

Where 49349 sits in the Newaygo County, MI area

Of the 22 ZIP codes HUD lists for the area, 49349 has the 18th highest two-bedroom Small Area FMR. Newaygo County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,028 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$733	$690
1 bedroom	$780	$702 – $858	$786	$740
2 bedrooms	$1,010	$909 – $1,111	$1,028	$970
3 bedrooms	$1,410	$1,269 – $1,551	$1,423	$1,290
4 bedrooms	$1,440	$1,296 – $1,584	$1,445	$1,290

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $79,300 and the 80% low-income limit for four people is $66,900. ZIP code 49349 lies mainly in Newaygo County. See the Newaygo County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49312	Brohman	8.4 mi	$1,030
49337	Newaygo	9.7 mi	$1,170
49412	Fremont	12.4 mi	$1,120
49309	Bitely	14.3 mi	$1,010
49338	Paris	15.4 mi	$1,160
49307	Big Rapids	15.5 mi	$1,080

Questions

What is the Fair Market Rent for ZIP code 49349?

HUD's FY2027 Small Area Fair Market Rents for 49349 are $720 (studio), $780 (1 BR), $1,010 (2 BR), $1,410 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 49349?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49349 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49349?

The FY2026 income limits of the Newaygo County, MI area apply: median family income $79,300, low-income (80%) limit $66,900 for a family of four.