Income Limits by County

FY2027 Small Area FMR · Douglas, MI

ZIP 49406 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49406 (Douglas, MI) is $1,150 a month, up 10.6% from FY2026. That is 11% below the Allegan County, MI area-wide FMR of $1,296.

2-bedroom SAFMR$1,150per month ▲ 10.6%
Area-wide 2 BR FMR$1,296Allegan County, MI
Rank in the area19thof 25 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035
2 BR Small Area FMR$1,150
110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49406 sits in the Allegan County, MI area

$1,150$1,810median $1,400

Of the 25 ZIP codes HUD lists for the area, 49406 has the 19th highest two-bedroom Small Area FMR. Allegan County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,296 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$870$783 – $957$984$790
1 bedroom$870$783 – $957$991$800
2 bedrooms$1,150$1,035 – $1,265$1,296$1,040
3 bedrooms$1,430$1,287 – $1,573$1,586$1,310
4 bedrooms$1,590$1,431 – $1,749$1,862$1,450

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $99,600 and the 80% low-income limit for four people is $79,700. ZIP code 49406 lies mainly in Allegan County. See the Allegan County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49453Saugatuck1.9 mi$1,150
49408Fennville6.6 mi$1,150
49434Macatawa9.0 mi$1,530
49423Holland9.3 mi$1,530
49419Hamilton11.6 mi$1,430
49450Pullman12.5 mi$1,410

Questions

What is the Fair Market Rent for ZIP code 49406?

HUD's FY2027 Small Area Fair Market Rents for 49406 are $870 (studio), $870 (1 BR), $1,150 (2 BR), $1,430 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 49406?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49406 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49406?

The FY2026 income limits of the Allegan County, MI area apply: median family income $99,600, low-income (80%) limit $79,700 for a family of four.