Income Limits by County

FY2027 Small Area FMR · Kewadin, MI

ZIP 49648 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49648 (Kewadin, MI) is $1,530 a month, up 0.7% from FY2026. That is 32% above the Antrim County, MI area-wide FMR of $1,159.

2-bedroom SAFMR$1,530per month ▲ 0.7%
Area-wide 2 BR FMR$1,159Antrim County, MI
Rank in the area1stof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,377
2 BR Small Area FMR$1,530
110% of SAFMR$1,683

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49648 sits in the Antrim County, MI area

$1,050$1,530median $1,155

Of the 16 ZIP codes HUD lists for the area, 49648 has the 1st highest two-bedroom Small Area FMR. Antrim County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,159 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,530 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,160$1,044 – $1,276$882$1,050
1 bedroom$1,270$1,143 – $1,397$965$1,170
2 bedrooms$1,530$1,377 – $1,683$1,159$1,520
3 bedrooms$1,820$1,638 – $2,002$1,381$1,820
4 bedrooms$2,260$2,034 – $2,486$1,711$2,110

A household renting a two-bedroom home at the Small Area FMR of $1,530 needs about $61,200 a year to keep housing costs at 30% of income. The area median family income is $92,900 and the 80% low-income limit for four people is $74,300. ZIP code 49648 lies mainly in Antrim County. See the Antrim County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49627Eastport5.4 mi$1,350
49629Elk Rapids6.0 mi$1,210
49622Central Lake6.7 mi$1,230
49615Bellaire6.8 mi$1,050
49612Alden10.4 mi$1,050
49729Ellsworth11.7 mi$1,270

Questions

What is the Fair Market Rent for ZIP code 49648?

HUD's FY2027 Small Area Fair Market Rents for 49648 are $1,160 (studio), $1,270 (1 BR), $1,530 (2 BR), $1,820 (3 BR) and $2,260 (4 BR) a month.

What is the Section 8 payment standard in 49648?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49648 that range is $1,377 to $1,683 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49648?

The FY2026 income limits of the Antrim County, MI area apply: median family income $92,900, low-income (80%) limit $74,300 for a family of four.