FY2027 Small Area FMR · Afton, MI

ZIP 49705 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49705 (Afton, MI) is $1,010 a month, up 4.1% from FY2026. That is 9% below the Cheboygan County, MI area-wide FMR of $1,104.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,104Cheboygan County, MI

Rank in the area16thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▲ 4.3%

1 BR$780▲ 5.4%

2 BR$1,010▲ 4.1%

3 BR$1,210▲ 3.4%

4 BR$1,380▲ 6.2%

FY2027 FY2026

Where 49705 sits in the Cheboygan County, MI area

Of the 17 ZIP codes HUD lists for the area, 49705 has the 16th highest two-bedroom Small Area FMR. Cheboygan County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,104 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$788	$690
1 bedroom	$780	$702 – $858	$844	$740
2 bedrooms	$1,010	$909 – $1,111	$1,104	$970
3 bedrooms	$1,210	$1,089 – $1,331	$1,315	$1,170
4 bedrooms	$1,380	$1,242 – $1,518	$1,490	$1,300

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $79,500 and the 80% low-income limit for four people is $66,900. ZIP code 49705 lies mainly in Cheboygan County. See the Cheboygan County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49749	Indian River	7.1 mi	$1,170
49799	Wolverine	8.6 mi	$1,010
49765	Onaway	10.8 mi	$1,040
49791	Topinabee	11.2 mi	$1,140
49717	Burt Lake	12.5 mi	$1,250
49795	Vanderbilt	14.6 mi	$1,180

Questions

What is the Fair Market Rent for ZIP code 49705?

HUD's FY2027 Small Area Fair Market Rents for 49705 are $720 (studio), $780 (1 BR), $1,010 (2 BR), $1,210 (3 BR) and $1,380 (4 BR) a month.

What is the Section 8 payment standard in 49705?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49705 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49705?

The FY2026 income limits of the Cheboygan County, MI area apply: median family income $79,500, low-income (80%) limit $66,900 for a family of four.