FY2027 Small Area FMR · Atlanta, MI

ZIP 49709 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49709 (Atlanta, MI) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Montmorency County, MI area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,014Montmorency County, MI

Rank in the area4thof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▲ 4.3%

1 BR$930▲ 4.5%

2 BR$1,010▲ 4.1%

3 BR$1,410▲ 4.4%

4 BR$1,440▲ 4.3%

FY2027 FY2026

Where 49709 sits in the Montmorency County, MI area

Of the 5 ZIP codes HUD lists for the area, 49709 has the 4th highest two-bedroom Small Area FMR. Montmorency County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$723	$690
1 bedroom	$930	$837 – $1,023	$931	$890
2 bedrooms	$1,010	$909 – $1,111	$1,014	$970
3 bedrooms	$1,410	$1,269 – $1,551	$1,404	$1,350
4 bedrooms	$1,440	$1,296 – $1,584	$1,426	$1,380

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $69,900 and the 80% low-income limit for four people is $66,900. ZIP code 49709 lies mainly in Montmorency County. See the Montmorency County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49746	Hillman	10.7 mi	$1,010
49751	Johannesburg	13.4 mi	$1,110
49756	Lewiston	14.6 mi	$1,140
48619	Comins	15.1 mi	$1,030
49753	Lachine	18.6 mi	$1,190
48621	Fairview	20.5 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 49709?

HUD's FY2027 Small Area Fair Market Rents for 49709 are $720 (studio), $930 (1 BR), $1,010 (2 BR), $1,410 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 49709?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49709 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49709?

The FY2026 income limits of the Montmorency County, MI area apply: median family income $69,900, low-income (80%) limit $66,900 for a family of four.