Income Limits by County

FY2027 Small Area FMR · Frederic, MI

ZIP 49733 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49733 (Frederic, MI) is $1,050 a month, up 2.9% from FY2026. That is 4% below the Crawford County, MI area-wide FMR of $1,097.

2-bedroom SAFMR$1,050per month ▲ 2.9%
Area-wide 2 BR FMR$1,097Crawford County, MI
Rank in the area3rdof 4 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945
2 BR Small Area FMR$1,050
110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49733 sits in the Crawford County, MI area

$1,040$1,140median $1,095

Of the 4 ZIP codes HUD lists for the area, 49733 has the 3rd highest two-bedroom Small Area FMR. Crawford County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,097 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

ZIP code 49733 crosses more than one HUD area. HUD also lists it under Otsego County, MI (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$764$730
1 bedroom$830$747 – $913$867$850
2 bedrooms$1,050$945 – $1,155$1,097$1,020
3 bedrooms$1,310$1,179 – $1,441$1,307$1,260
4 bedrooms$1,480$1,332 – $1,628$1,542$1,450

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $76,400 and the 80% low-income limit for four people is $66,900. ZIP code 49733 lies mainly in Crawford County and Otsego County. See the Crawford County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49738Grayling8.6 mi$1,140
49735Gaylord13.3 mi$1,190
49659Mancelona17.0 mi$1,110
49611Alba17.8 mi$1,110
49751Johannesburg17.8 mi$1,110
49730Elmira18.4 mi$1,110

Questions

What is the Fair Market Rent for ZIP code 49733?

HUD's FY2027 Small Area Fair Market Rents for 49733 are $770 (studio), $830 (1 BR), $1,050 (2 BR), $1,310 (3 BR) and $1,480 (4 BR) a month.

What is the Section 8 payment standard in 49733?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49733 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49733?

The FY2026 income limits of the Crawford County, MI area apply: median family income $76,400, low-income (80%) limit $66,900 for a family of four.