Income Limits by County

FY2027 Small Area FMR · Kincheloe, MI

ZIP 49784 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49784 (Kincheloe, MI) is $1,070 a month, down 1.8% from FY2026. That is 3% above the Chippewa County, MI area-wide FMR of $1,042.

2-bedroom SAFMR$1,070per month ▼ 1.8%
Area-wide 2 BR FMR$1,042Chippewa County, MI
Rank in the area3rdof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963
2 BR Small Area FMR$1,070
110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49784 sits in the Chippewa County, MI area

$1,010$1,460median $1,040

Of the 19 ZIP codes HUD lists for the area, 49784 has the 3rd highest two-bedroom Small Area FMR. Chippewa County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,042 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$726$750
1 bedroom$890$801 – $979$863$840
2 bedrooms$1,070$963 – $1,177$1,042$1,090
3 bedrooms$1,270$1,143 – $1,397$1,242$1,310
4 bedrooms$1,410$1,269 – $1,551$1,369$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $86,300 and the 80% low-income limit for four people is $69,050. ZIP code 49784 lies mainly in Chippewa County. See the Chippewa County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49783Sault Sainte Marie2.3 mi$1,040
49724Dafter6.3 mi$1,030
49788Kincheloe11.8 mi$1,070
49752Kinross11.8 mi$1,040
49710Barbeau12.0 mi$1,030
49774Pickford17.2 mi$1,030

Questions

What is the Fair Market Rent for ZIP code 49784?

HUD's FY2027 Small Area Fair Market Rents for 49784 are $750 (studio), $890 (1 BR), $1,070 (2 BR), $1,270 (3 BR) and $1,410 (4 BR) a month.

What is the Section 8 payment standard in 49784?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49784 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49784?

The FY2026 income limits of the Chippewa County, MI area apply: median family income $86,300, low-income (80%) limit $69,050 for a family of four.