FY2027 Small Area FMR · Curtis, MI

ZIP 49820 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49820 (Curtis, MI) is $1,050 a month, up 2.9% from FY2026. That is 1% below the Mackinac County, MI area-wide FMR of $1,057.

2-bedroom SAFMR$1,050per month ▲ 2.9%

Area-wide 2 BR FMR$1,057Mackinac County, MI

Rank in the area7thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▲ 3.9%

1 BR$810▲ 3.8%

2 BR$1,050▲ 2.9%

3 BR$1,280▲ 4.1%

4 BR$1,470▲ 2.1%

FY2027 FY2026

Where 49820 sits in the Mackinac County, MI area

Of the 14 ZIP codes HUD lists for the area, 49820 has the 7th highest two-bedroom Small Area FMR. Mackinac County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,057 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$803	$760
1 bedroom	$810	$729 – $891	$808	$780
2 bedrooms	$1,050	$945 – $1,155	$1,057	$1,020
3 bedrooms	$1,280	$1,152 – $1,408	$1,287	$1,230
4 bedrooms	$1,470	$1,323 – $1,617	$1,486	$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $84,300 and the 80% low-income limit for four people is $67,450. ZIP code 49820 lies mainly in Mackinac County. See the Mackinac County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49827	Engadine	4.6 mi	$1,070
49838	Gould City	11.6 mi	$1,120
49836	Germfask	11.9 mi	$1,010
49853	Mc Millan	13.1 mi	$1,010
49762	Naubinway	16.3 mi	$1,220
49840	Gulliver	18.1 mi	$1,520

Questions

What is the Fair Market Rent for ZIP code 49820?

HUD's FY2027 Small Area Fair Market Rents for 49820 are $790 (studio), $810 (1 BR), $1,050 (2 BR), $1,280 (3 BR) and $1,470 (4 BR) a month.

What is the Section 8 payment standard in 49820?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49820 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49820?

The FY2026 income limits of the Mackinac County, MI area apply: median family income $84,300, low-income (80%) limit $67,450 for a family of four.