FY2027 Small Area FMR · Loretto, MI

ZIP 49852 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49852 (Loretto, MI) is $1,120 a month, up 5.7% from FY2026. That is 10% above the Dickinson County, MI area-wide FMR of $1,014.

2-bedroom SAFMR$1,120per month ▲ 5.7%

Area-wide 2 BR FMR$1,014Dickinson County, MI

Rank in the area4thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008

2 BR Small Area FMR$1,120

110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 6.7%

1 BR$960▲ 5.5%

2 BR$1,120▲ 5.7%

3 BR$1,410▲ 7.6%

4 BR$1,580▼ 9.7%

FY2027 FY2026

Where 49852 sits in the Dickinson County, MI area

Of the 13 ZIP codes HUD lists for the area, 49852 has the 4th highest two-bedroom Small Area FMR. Dickinson County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$723	$750
1 bedroom	$960	$864 – $1,056	$879	$910
2 bedrooms	$1,120	$1,008 – $1,232	$1,014	$1,060
3 bedrooms	$1,410	$1,269 – $1,551	$1,258	$1,310
4 bedrooms	$1,580	$1,422 – $1,738	$1,469	$1,750

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $83,400 and the 80% low-income limit for four people is $66,900. ZIP code 49852 lies mainly in Dickinson County. See the Dickinson County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49892	Vulcan	2.7 mi	$1,120
49870	Norway	6.3 mi	$1,060
49876	Quinnesec	8.1 mi	$1,060
54151	Niagara	9.3 mi	$1,150
49847	Hermansville	10.4 mi	$1,010
49834	Foster City	11.3 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 49852?

HUD's FY2027 Small Area Fair Market Rents for 49852 are $800 (studio), $960 (1 BR), $1,120 (2 BR), $1,410 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 49852?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49852 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49852?

The FY2026 income limits of the Dickinson County, MI area apply: median family income $83,400, low-income (80%) limit $66,900 for a family of four.