FY2027 Small Area FMR · National Mine, MI

ZIP 49865 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49865 (National Mine, MI) is $1,200 a month, up 5.3% from FY2026. That is 0% equal to the Marquette County, MI area-wide FMR of $1,199.

2-bedroom SAFMR$1,200per month ▲ 5.3%

Area-wide 2 BR FMR$1,199Marquette County, MI

Rank in the area3rdof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,080

2 BR Small Area FMR$1,200

110% of SAFMR$1,320

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840▲ 6.3%

1 BR$1,010▲ 3.1%

2 BR$1,200▲ 5.3%

3 BR$1,430▲ 4.4%

4 BR$1,700▲ 1.8%

FY2027 FY2026

Where 49865 sits in the Marquette County, MI area

Of the 17 ZIP codes HUD lists for the area, 49865 has the 3rd highest two-bedroom Small Area FMR. Marquette County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,199 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,200 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$835	$790
1 bedroom	$1,010	$909 – $1,111	$1,012	$980
2 bedrooms	$1,200	$1,080 – $1,320	$1,199	$1,140
3 bedrooms	$1,430	$1,287 – $1,573	$1,429	$1,370
4 bedrooms	$1,700	$1,530 – $1,870	$1,696	$1,670

A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $99,900 and the 80% low-income limit for four people is $76,700. ZIP code 49865 lies mainly in Marquette County. See the Marquette County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49866	Negaunee	5.9 mi	$1,040
49855	Marquette	7.8 mi	$1,280
49871	Palmer	12.9 mi	$1,030
49849	Ishpeming	13.6 mi	$1,030
49814	Champion	14.1 mi	$1,070
49808	Big Bay	18.9 mi	$1,200

Questions

What is the Fair Market Rent for ZIP code 49865?

HUD's FY2027 Small Area Fair Market Rents for 49865 are $840 (studio), $1,010 (1 BR), $1,200 (2 BR), $1,430 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 49865?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49865 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49865?

The FY2026 income limits of the Marquette County, MI area apply: median family income $99,900, low-income (80%) limit $76,700 for a family of four.