FY2027 Small Area FMR · Baraga, MI

ZIP 49908 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49908 (Baraga, MI) is $1,040 a month, up 4.0% from FY2026. That is 3% above the Baraga County, MI area-wide FMR of $1,014.

2-bedroom SAFMR$1,040per month ▲ 4.0%

Area-wide 2 BR FMR$1,014Baraga County, MI

Rank in the area2ndof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$740▲ 4.2%

1 BR$800▲ 5.3%

2 BR$1,040▲ 4.0%

3 BR$1,240▲ 3.3%

4 BR$1,370▲ 2.2%

FY2027 FY2026

Where 49908 sits in the Baraga County, MI area

Of the 8 ZIP codes HUD lists for the area, 49908 has the 2nd highest two-bedroom Small Area FMR. Baraga County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$740	$666 – $814	$723	$710
1 bedroom	$800	$720 – $880	$775	$760
2 bedrooms	$1,040	$936 – $1,144	$1,014	$1,000
3 bedrooms	$1,240	$1,116 – $1,364	$1,208	$1,200
4 bedrooms	$1,370	$1,233 – $1,507	$1,333	$1,340

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $70,700 and the 80% low-income limit for four people is $66,900. ZIP code 49908 lies mainly in Baraga County. See the Baraga County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49958	Pelkie	6.7 mi	$1,040
49946	Lanse	11.6 mi	$1,010
49952	Nisula	11.7 mi	$1,030
49916	Chassell	15.0 mi	$1,050
49970	Watton	15.4 mi	$1,010
49955	Painesdale	17.7 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 49908?

HUD's FY2027 Small Area Fair Market Rents for 49908 are $740 (studio), $800 (1 BR), $1,040 (2 BR), $1,240 (3 BR) and $1,370 (4 BR) a month.

What is the Section 8 payment standard in 49908?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49908 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49908?

The FY2026 income limits of the Baraga County, MI area apply: median family income $70,700, low-income (80%) limit $66,900 for a family of four.