Income Limits by County

FY2027 Small Area FMR · Rolfe, IA

ZIP 50581 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 50581 (Rolfe, IA) is $1,060 a month, up 2.9% from FY2026. That is 14% above the Palo Alto County, IA area-wide FMR of $927.

2-bedroom SAFMR$1,060per month ▲ 2.9%
Area-wide 2 BR FMR$927Palo Alto County, IA
Rank in the area6thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 50581 sits in the Palo Alto County, IA area

$930$1,390median $950

Of the 16 ZIP codes HUD lists for the area, 50581 has the 6th highest two-bedroom Small Area FMR. Palo Alto County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

ZIP code 50581 crosses more than one HUD area. HUD also lists it under Pocahontas County, IA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$688$750
1 bedroom$830$747 – $913$709$790
2 bedrooms$1,060$954 – $1,166$927$1,030
3 bedrooms$1,410$1,269 – $1,551$1,247$1,320
4 bedrooms$1,450$1,305 – $1,595$1,251$1,390

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $104,100 and the 80% low-income limit for four people is $83,300. ZIP code 50581 lies mainly in Pocahontas County and Palo Alto County. See the Palo Alto County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
50573Plover4.4 mi$1,130
50546Havelock7.7 mi$930
50520Bradgate8.0 mi$1,040
50562Mallard9.4 mi$1,390
50570Ottosen9.9 mi$930
50597West Bend10.4 mi$930

Questions

What is the Fair Market Rent for ZIP code 50581?

HUD's FY2027 Small Area Fair Market Rents for 50581 are $770 (studio), $830 (1 BR), $1,060 (2 BR), $1,410 (3 BR) and $1,450 (4 BR) a month.

What is the Section 8 payment standard in 50581?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 50581 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 50581?

The FY2026 income limits of the Palo Alto County, IA area apply: median family income $104,100, low-income (80%) limit $83,300 for a family of four.